When you don’t have good credit, or if you have just been through a credit restoration and you have a fresh file, it can be tough to get qualified for loans.
However, there are options for you! There are many different kinds of personal loans available from reputable lenders.
What’s even better is, they will conduct a soft credit check, so it won’t affect your credit score.
In this article, we’ll review some of these reputable lenders from Personal loans, to Installment loans, Auto Title Loans and Business Loans.
Provide small business loans and can even process SBA PPP Loans (Paycheck Protection Loans).
If your business has been operating or at least one year and has $4200 per month in revenue, your business would be eligible for up to $250,000.
The simple online application allows you to get a quick decision. They review your bank account for business performance (regular deposits).
If you qualify, the funds are immediately available and you can withdraw from this business line of credit anytime, and you only pay interest on what you use.
With 6, 12 or 18 month flexible terms, and no origination fees or pre-payment penalties, it is worth checking out your individual terms.
Every month you pay a portion of the business loan along with a monthly fee.
Don’t worry, you can pay it off early with no penalty!
These are personal loans – they allow for a person to consolidate debt, remodel their home, fund a business, anything really.
The loan amounts are from $500 to $10,000. You fill out a quick online application, after possibly only a few minutes review, a decision is made. If approved, you’ll receive the funds the next business day.
They accept ALL credit types, it’s a great alternative to asking friends or family for the money, it can be embarrassing to reveal our personal situations, this allows you to save face and handle your issues discreetly and privately.
SmarterLoan.com is not a lender, but they have lots of partnerships with personal lenders, their goal is to match you up with the perfect loan.
As long as you are a US citizen or permanent resident, earn minimum $1000 monthly income after taxes, have a checking account, and provide your work and home phone number as well as a valid email address, you can be considered for this loan.
Starting at $2,500, you can pay it off anytime!
Get Cash and Keep Your Car!
If you have a vehicle it qualifies, and you can demonstrate your ability to repay the loan, you can easily apply online and within 5 minutes get a decision.
You can’t be a member of the military or have a spouse that is.
Even if you have remaining payments you can still get a title loan.
If you have multiple names on your title, as long as you are the legal owner, you can still qualify.
If you need up to $5,000 for any purpose, usually auto repairs, medical bills or a short-term emergency, The Lending Station would be a great choice. You complete an easy online application and a few lenders entertain your loan request.
You won’t need any collateral for this loan, but it is backed by your future income. If you get a regular paycheck or regular income.
For more information or to see if you qualify, visit this link.