Asset Based Lending Inc.

Asset Based Capital, Inc. is a premier commercial lending firm headquartered in Great Neck, NY, specializing in flexible, asset-centric financing solutions for real estate investors and small business owners nationwide. Led by industry veteran Rick Gnafakis, the firm distinguishes itself by prioritizing a property’s intrinsic value and physical condition over traditional hurdles such as credit scores or complex debt-service coverage ratios.

Key Lending Features:

• Accessibility: No minimum credit score requirements, ensuring financing remains available even for those with derogatory credit issues.

• Flexibility: No DSCR requirements, making ABC an ideal partner for repositioning projects where eligibility is not tied to current income.

• Speed & Scale: Bridge and ARV Fix/Flip programs offering capital from $250,000 up to $20,000,000.

• Stability: Permanent financing options include 3-year fixed and 30-year fixed-rate loans with high leverage (up to 90% CLTV on purchases).

Property Types Served:

ABC provides structured programs for a wide array of property types, including 1-4 family investment properties, multifamily (no unit maximum), mixed-use, retail, office, warehouses, daycare centers, and restaurants. Specialized case-by-case evaluations are also available for vacant land in the NY metro area and construction projects in NJ, NY, and CT.

Contact Information:

• Principal: Rick Gnafakis
• Phone: 516-621-5955 x 401
• Email: rick@assetbasedcap.com
• Office: 505 Northern Blvd, Ste 200, Great Neck, NY 1102

Read the Feature Article – https://lendertribune.com/asset-based-capital-inc-redefining-accessibility-in-commercial-lending