EBSC Lending

EBSC Lending (Elite Business Service, LLC) is a private real estate lender that provides customized financing solutions across all 50 states. Operating under the tagline “Raising the bar in Private Lending,” the firm focuses strictly on business and investment purpose transactions.

Core Loan Parameters

• Loan Size: The standard lending program accommodates loans ranging from $10 million to $100 million. Exceptions are selectively considered for loan amounts between $5 million and $9.99 million.

• Terms & Pricing: Interest rates start at 8.75%, subject to risk and structure. Loan terms typically range from 12 to 60 months.

• Leverage: The lender offers a maximum Loan-to-Value (LTV) and Loan-to-Cost (LTC) of up to 85%.

• Eligibility: Loans are explicitly restricted to business entities, including LLCs, corporations, partnerships, and qualified trusts. Owner-occupied consumer loans are not eligible.

Loan Programs & Property Types

• Programs: EBSC offers a broad array of financing structures, including commercial bridge loans, ground-up construction loans, multifamily bridge loans, acquisition financing, and mezzanine or structured capital.

• Eligible Assets: The lender considers a diverse range of property types, subject to underwriting. These include multifamily, mixed-use, industrial, hospitality, assisted living, student housing, and cannabis-related real estate.

Administration

• Contact: The primary administrative contact for the listing is Martin Alex, who serves as the CEO of EBSC Lending.