Easy Street Capital Review 2026: No-Appraisal Fix & Flip, DSCR and Construction Loans
By Greg Wilson, commercial loan broker and publisher of Lender Tribune · Last verified November 3, 2026
About Easy Street Capital
Easy Street Capital focuses on fix and flip, DSCR rental and new construction financing. It services loans and processes draws in-house and underwrites deals up front.
The company runs a $1,000 per funded deal referral program and a philanthropic arm called EasyGive. It holds licenses in California (DRE and DFPI), Arizona, Texas, Idaho, Oregon and Utah, NMLS #2167568.
Easy Street Capital loan programs at a glance
| Program | Loan size | Leverage / requirements | Term | Pricing and notes |
|---|---|---|---|---|
| EasyFix (fix and flip and bridge) | $75K–$5M (lead notes) | High leverage; up to 75% LTV / 93% LTC (lead notes) | Short-term | From 8.90%; no appraisal; close in as little as 24 hours |
| EasyRent (DSCR) | Contact Easy Street | Up to 10 units, mixed-use and STR allowed | Long-term | From 5.75%; qualifies on property cash flow |
| EasyBuild (construction) | Contact Easy Street | Lot acquisition through completion | Short-term | From 8.90%; first-time builder options; 24–48 hour draws |
Rates, features and states from easystreetcap.com, checked November 3, 2026. Loan sizes and leverage marked “lead notes” are from Lender Tribune files; confirm with Easy Street.
Who Easy Street Capital fits best
- Flippers competing on speed who need to close without waiting on an appraisal
- Short-term rental investors who want a DSCR loan
- First-time builders
What to check before you apply
- No lending in North Dakota or South Dakota (not on its Where We Lend list).
- Advertised rates are starting rates.
- Business-purpose only.
Send one loan request and we will match your deal with lenders in the Lender Tribune directory that fit it.
Create a Loan Request
Frequently asked questions
Does Easy Street Capital require an appraisal?
Its EasyFix fix and flip and bridge program does not require an appraisal.
How fast can Easy Street Capital close?
Easy Street advertises EasyFix closings in as little as 24 hours.
Does Easy Street finance short-term rentals?
Yes. EasyRent DSCR loans cover rentals up to 10 units, including short-term rentals and mixed-use.
Sources
- Easy Street Capital homepage (checked November 3, 2026)
- Lender program materials on file with Lender Tribune, as dated in the table note above
