Unitas Funding: The Capital Infrastructure Behind Today’s Most Sophisticated Real Estate Investors
In a market where speed is the difference between winning a deal and watching it disappear, Unitas Funding delivers what conventional lenders can’t — same-day approvals, institutional-grade capital, and entrepreneur-level execution. They don’t just fund deals; they accelerate them.
But speed means nothing if your lender doesn’t close. You’ve seen the pattern: a quick yes with terms that seem too good to be true, conditions that quietly stack, timelines that quietly expand, and a deal that falls apart on closing day while your lender blames “market conditions.” That’s not speed — that’s a bait and switch.
Unitas operates differently. They do the hard work upfront, gathering the facts before issuing a term sheet that they can execute. If something doesn’t work, they’d rather tell you before surprising you at the closing table. When they say yes, they mean yes — and they show up on closing day with the same answer they gave you on day one.
Under the leadership of Chief Production Officer John Santilli, that commitment to execution is built into everything they do — from efficient closings and reliable draw processes to competitive leverage across Fix & Flip, Fix-to-Rent, and New Construction projects. With loan amounts ranging from $75K to $4.5M, Unitas serves investors at every scale.
The opportunity is structural. Your capital should be too.
CORE LOAN PROGRAMS
Unitas Funding offers three purpose-built financing tracks for real estate investors:
| Fix & Flip | Move fast on distressed acquisitions and cover renovation costs in a single loan — built for investors who win on speed and execution. Loan Amount: Up to $4.5M Leverage: Up to 92.5% LTC | Up to 75% AR-LTV Best For: Rehab projects with a resale exit strategy Terms: 12, 18, or 24-month options |
| Bridge Loan | When speed is the priority, Unitas delivers short-term capital for acquisitions and quick refinances — closing fast so you never miss a time-sensitive opportunity. Loan Amount: Up to $4.5M Leverage: Up to 80% LTC | Up to 75% AR-LTV Best For: Time-sensitive acquisitions and rapid refinances Terms: 12-month option |
| New Construction | From land acquisition through certificate of occupancy, Unitas provides the reliable capital runway ground-up developers need to deliver on time. Loan Amount: Up to $4.5M Leverage: Up to 85% LTC | Up to 75% AR-LTV Best For: Ground-up residential development projects Terms: 12, 18, or 24-month options |
AT A GLANCE: LENDING PARAMETERS
| Category | Details |
| Lending Areas | Nationwide (Excluding NV, WA, OR, UT) |
| Loan Size | Min: $75,000 | Max: $4,500,000 |
| Minimum FICO | 600 |
| Property Types | Residential Investment Properties |
BRING US YOUR NEXT DEAL
Connect directly with the Unitas team — no committees, no runaround. Just a straight answer from day one.
- Contact: John Santilli, Chief Production Officer
- Email: jsantilli@unitasfunding.com
- Website: unitasfunding.com
- LinkedIn: Follow Unitas Funding on LinkedIn
For a complete breakdown of loan requirements, draw procedures, and program-specific criteria, visit unitasfunding.com
Unitas Funding | Premium Private Capital for Real Estate Investors
